Recently with some idiots stealing radioactive equipment and those who had been exposed to radiation may not be covered under their medical card.
Below are the exclusion that I found in one of my medical card contract (ALIANZ).
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According to published news on TheStar Newspaper, running a homestay business on residential apartments, condominiums, flats and gated residential houses are illegal and only serviced apartments were allowed to operate homestays or short stays.
Found this on the Internet
1) The Cafe Scams – Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) – Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what’s the point when they run away ? Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away.
2) Sunshine Empire – This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building. They also have a showroom office at the ground level in the next building. 2 or 3 months ago, Singapore’s Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).
Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet.
The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn’t this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just “employed”. Such trick always happened in scam businesses.
Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed ? They are all transfered away. It’s just an excuses not to pay back to members and members are only paid “e-bonus-points” which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and “forced” to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries on…..
3) MOBILWALLET – This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies.
4) Water businesses – Oxygenated and alkaline water products – Some of these are bottled water and some are filters or equipment that claimed the trick. One of the better known Company that sold “oxygen” water is SITO(supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them.
(Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware !!)
Alkaline Products – Can anyone explain how it can work for the body ? The stomach’s gastric liquid is so acidic that water of any pH that goes through it will not make any difference.
5) Car Fuel Booster – K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the “cock-ring” and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.
Be careful when buying gold bullion as some are Tungsten-filled gold bar.
PETALING JAYA: Bank Negara Malaysia has cautioned the public against investment schemes especially in precious metals such as gold.
It warned that they could lose their money if they invest in illegal and fraudulent get-rich-quick schemes, also known as Ponzi schemes.
“The investment money collected is used to pay out as high returns to other investors. Such schemes are illegal and fraudulent,†it said in a statement yesterday.
Bank Negara said this in response to conflicting media reports on the Financial Consumer Alert List uploaded on its website.
The list was provided as a quick reference and guide for the public against various financial services offered by non-licensees.
It shows individuals and companies involved in unregulated activities, and had no licence or permit from relevant regulatory bodies such as the Securities Commission of Malaysia, Domestic Trade, Co-operatives and Consumerism Ministry and Companies Commission of Malaysia.
Bank Negara said the list was not exhaustive and would be updated regularly.
The central bank advised the public to check with the relevant authorities when dealing with companies offering seemingly attractive business opportunities or financial services, with no licence issued by the relevant authorities.
“We also like to advise the public that they are free to undertake outright buying and selling of gold.
“However, they should be cautious of various illegal deposit-taking and investment schemes, especially in precious metals such as gold that entice them with high returns.
“These schemes promise high returns over a short period of time with the option to buy back the gold,†it said.
For details, contact BNMtelelink at 1-300-88-5465, or refer to the Financial Consumer Alert List on www.bnm.gov.my.
Source: The Star Newspaper
What is Section 114A?
Section 114A is the second of two amendments made to Malaysia’s Evidence Act 1950.
Law Minister Nazri Aziz tabled the second amendment, formally known as Evidence (Amendment) (No2) Act 2012, in Dewan Rakyat on 18 April. James Dawos Mamit supported the motion, and Section 114A was passed after the second and third reading. On 9 May, Dewan Negara passed the amendment.
The amendment was gazetted on 31 July 2012. This means the law is now operational.
What is the purpose of Section 114A?
Section 114A deals with allegedly illicit or harmful content on the Internet. In short, the amendment enables law enforcement officials to swiftly hold someone accountable for publishing seditious, defamatory, or libelous content online.
How does Section 114A affect you?
Titled “Presumption of Fact in Publicationâ€, Section 114A holds the following people accountable for publishing content online:
(1) those who own, administrate, or edit websites open to public contributors, such as online forums or blogs;
(2) those who provide webhosting services or Internet access; and
(3) those own the computer or mobile device used to publish content online.
In other words, if allegedly defamatory content is traced back to your username, electronic device, and/or WiFi network, Section 114A presumes you are guilty of publishing illicit content on the Internet.
But what if you were the victim of identity theft and a hacker wrongfully used your Twitter or Facebook account to post defamatory content?
Under Section 114A, you are still considered guilty until proven innocent.
What is wrong with Section 114A?
Section 114A is problematic for a number of reasons:
i) It disproportionately burdens average Internet users who are wrongfully accused of publishing seditious or defamatory content.
ii) It makes Internet intermediaries–parties that provide online community forums, blogging and hosting services–liable for content that is published through their services.
iii) It allows hackers and cyber criminals to be free by making the person whose account/computer is hacked liable for any content/data which might have changed.
iv) It is a bad law passed in haste and does not take into account public interest and participation.
To get more details on how Section 114A could affect you, check out the infographic below:
How will Section 114A affect the freedom of expression?
Section 114A threatens the right to freedom of expression. Internet users may resort to self-censorship to avoid false accusations made under Section 114A. Bloggers, for example, may excessively censor comments made by their readers. As a result, Section 114A inadvertently stifles public discussion about pertinent political or social issues and protects public authorities, such as the State, from public scrutiny.
From around the Internet
BEWARE, CHECK YOUR BILL CAREFULLY B4 YOU PAY DO NOT OVER PAY READ ALSO TODAY’S STAR PAPER REPORT OF TNB’S BILLING PROBLEMS IN PERAK …..
Do you compare the Meter reading on section ‘DAHULU’ (Red circle) with previous month? In this case, the April bill on DAHULU section is 29128, SEMASA is 29380. After paid the bill, the problem come…. The May bill come, the DAHULU section by right should show 29380. BUT NOW, it still show 29128 same per last month. If we don’t compare with last month, frankly, I had HAPPILY paid for the bill and TNB had HAPPILY got the extra RM72 from me. At last, all the TNB shareholder got smart dividend from our hard earn money. Due to this bad service….I plan to change service provider. Opps…there is no alternate service provider. The alternate is buy your own generator, use candle…I guess no one will go for the alternative service provider…. So… please check your bill and compare it month by month…….I really compare the price always…..and notice the brilliant idea from TNB. I am not sure it is mistake? But I don’t think is human error… Now, better part is, this is computer error. If you don’t discover this, then you pay for the EXTRA (this case, we got to pay extra RM72.80). If you notice the problem….easy, just refund to you, BUT do you know how time consuming and trouble to get the refund? Why their mistake is our cost? why there is no compensation on their mistake? The BEST part, how many people know they are actually, happily OVER PAID? When TNB officially want to increase the unit price….everybody jumping and compliant. How they going to get extra and no people complaint? This is an art…. This is the evolution of TNB billing system…..let the computer system do the mistake….and the mistake MUST FAVOURABLE to the company.
BANDAR SUNWAY (May 12, 2010): An incident last week in which two sisters who were robbed in a lift at the Ridzuan Condominium in Bandar Sunway by a man armed with a knife.
