Medical insurance is something you take but hope never to have to use.

WE read of young and healthy people who, without any warning, suffer a heart attack. Closer to home, your child may fall prey to the aedes mosquito and get dengue. Or, you could simply trip and break a leg.

Whatever it is, when the hospital bill comes in, you’ll probably suffer another blow when you see how the cost of treatment and medication all add up.

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