If you are looking to transact in secure, untraceable, unlinkable manner. Monero is the answer. Monero is designed with the following principles in mind.

• Network decentralization: The Monero network and ledger are distributed globally. There is no single server or database that can be maliciously hacked, controlled, or censored.
• Financial security: The Monero network is self-secured by incorruptible cryptographic mechanisms, so there is no need to trust a third party with responsibility over your funds and transactions.
• Financial privacy: Most blockchain systems achieve strong security at the expense of privacy. However, Monero prioritizes providing total privacy with no security concessions. Transaction amounts, sender identity, and recipient identity are all obfuscated on the blockchain, so your Monero storage and spending activities are not trackable.
• Fungibility: The term fungibility refers to assets whose units are considered indistinguishable and interchangeable. In the case of Monero, its fungibility is a feature of its sophisticated privacy practices; the obfuscated transaction record obscures the history of all monero.. If you let your friend borrow 1 Monero, they can return any 1 Monero, since they’re indistinguishable.

Monero is the leading cryptocurrency with a focus on private and censorship-resistant transactions.

Most existing cryptocurrencies, including Bitcoin and Ethereum, have transparent blockchains, meaning that transactions are openly verifiable and traceable by anyone in the world. Furthermore, sending and receiving addresses for these transactions may potentially be linkable to a person’s real-world identity.

Monero uses cryptography to shield sending and receiving addresses, as well as transacted amounts.

Monero transactions are confidential and untraceable.

Every Monero transaction, by default, obfuscates sending and receiving addresses as well as transacted amounts. This always-on privacy means that every Monero user’s activity enhances the privacy of all other users, unlike selectively transparent cryptocurrencies (e.g. Z-Cash).

Monero is fungible. By virtue of obfuscation, Monero cannot become tainted through participation in previous transactions. This means Monero will always be accepted without the risk of censorship.

The Kovri Project, currently in development, will route and encrypt transactions via I2P Invisible Internet Project nodes. This will obfuscate a transactor’s IP address and provide further protection against network monitoring.

Monero is a grassroots community attracting the world’s best cryptocurrency researchers and engineering talent.

Over 240 developers have contributed to the Monero project, including 30 core developers. Forums and chat channels are welcoming and active.

Monero’s Research Lab, Core Development Team and Community Developers are constantly pushing the frontier of what is possible with cryptocurrency privacy and security.

Monero is electronic cash that allows fast, inexpensive payments to and from anywhere in the world.

There are no multi-day holding periods and no risk of fraudulent chargebacks. It is safe from ‘capital controls’ – these are measures that restrict the flow of traditional currencies, sometimes to an extreme degree, in countries experiencing economic instability.

What is Fungibility?

The Basics
Property of a currency whereby two units can be substituted in place of one another.

Fungibility means that two units of a currency can be mutually substituted and the substituted currency is equal to another unit of the same size. For example, two $10 bills can be exchanged and they are functionally identical to any other $10 bill in circulation (although $10 bills have unique ID numbers and are therefore not completely fungible). Gold is probably a closer example of true fungibility, where any 1 oz. of gold of the same grade is worth the same as another 1 oz. of gold. Monero is fungible due to the nature of the currency which provides no way to link transactions together nor trace the history of any particular XMR. 1 XMR is functionally identical to any other 1 XMR.

Fungibility is an advantage Monero has over Bitcoin and almost every other cryptocurrency, due to the privacy inherent in the Monero blockchain and the permanently traceable nature of the Bitcoin blockchain. With Bitcoin, any BTC can be tracked by anyone back to its creation coinbase transaction. Therefore, if a coin has been used for an illegal purpose in the past, this history will be contained in the blockchain in perpetuity. This lack of fungibility means that certain businesses will be obligated to avoid accepting BTC that have been previously used for purposes which are illegal, or simply run afoul of their Terms of Service. Currently some large Bitcoin companies are blocking, suspending, or closing accounts that have received Bitcoin used in online gambling or other purposes deemed unsavory by said companies.

Monero has been built specifically to address the problem of traceability and non-fungibility inherent in other cryptocurrencies. By having completely private transactions Monero is truly fungible and there can be no blacklisting of certain XMR, while at the same time providing all the benefits of a secure, decentralized, permanent blockchain.

If you have any questions or would like to know how, please feel free to ask me.

Source: https://getmonero.org/get-started/what-is-monero/

*Important Note*
DUE TO VOLATILITY NATURE OF CRYPTOCURRENCY, THE VALUE MAY GO UP OR DOWN. Example 1 coin may worth USD100 today but may worth USD80 or USD120 tomorrow.